Free Credit Report

More to See >>  Home Search | New Homes | Buyer  Reports | First Time Buyer

Free Credit Report

Did you know that you are entitled to a free copy of your credit report from each of the nationwide credit reporting bureaus each year?

Recent amendments to the Fair Credit Reporting Act require Equifax, Experian and TransUnion to provide you with a report containing your consumer payment history, loan balances and other personal and financial information typically used by lenders and insurers.

As a prospective homebuyer, taking advantage of these free reports can help you avoid surprises when you apply for a loan. You want to check these reports for accuracy and work to clear up  any discrepancies BEFORE you find your next home.

Reviewing these reports is also an excellent way to combat potential identity theft. Request a report from one of the three bureaus every four months to minimize your exposure.

To receive your free reports go to AnnualCreditReport.com or call toll-free 877-322-8228. You will need to supply personal information such as your name, date of birth, Social Security number, current address and past address to verify your identity. 
 

BACK